The advantages for you

Embark on your holiday or business trip safe in the knowledge that you have the best possible protection with our single-trip travel insurance, including travel cancellation insurance (cancellation insurance). The Travel worry-free package for a single trip combines all of the most important forms of travel insurance in a single product. We reimburse the cancellation costs if you cannot embark on your trip. We also assume the rebooking costs if you cancel before you embark on the trip, as well as additional costs for return travel and travel services you were unable to use because you had to interrupt a trip you have already embarked upon. The experts from our Swiss travel emergency hotline are also on hand to help if you encounter any problems. Did you know?: In the premium rate, you can also obtain health insurance for travel abroad and legal expenses travel insurance in return for a small surcharge.

* Sample premium for a trip costing up to CHF 500

Tariff overview

	Travel	Recommended Travel Premium
Cancellation insurance Cancellation insurance: Reimbursement in the event of travel cancellation, rebooking, no or delayed travel and delayed departure.
Trip interruption insurance Trip interruption insurance: Reimbursement of costs if you need to cancel, interrupt or extend the trip.
Personal assistance Personal assistance: Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment.
Luggage insurance Luggage insurance: Replacement for damaged, lost or late baggage.
Travel health insurance Travel health insurance: Cost sharing for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling abroad.	-
Legal protection insurance Legal protection insurance: Cost sharing in legal matters as a result of an accident or a rental dispute by our partner "Orion Rechtsschutz-Versicherung AG".	-

Types of travel	Air, rail, bus, ship, independent travel by car	Air, rail, bus, ship, independent travel by car
Scope of cover	Globally	Globally
Maximum trip duration	92 days	92 days
Policy to be taken out	When or after you book the trip (Insurance protection begins with payment of the premium)	When or after you book the trip (Insurance protection begins with payment of the premium)
Refund (Cancellation and trip interruption insurance)	Depending on the travel price (max. CHF 20,000)	Depending on the travel price (max. CHF 20,000)
Excess	No excess	No excess
Number of trips	Single trip	Single trip

Price overview	Download PDF	Download PDF
Sample price for travel insurance (sample premium for a trip price of up to CHF 500)	CHF 25 Calculate premium	CHF 36 Calculate premium

Cancellation insurance

For non-commencement of the trip

Reimbursement for the contractually required cancellation costs

Reimbursement of additional costs in the event of partial cancellation of a co-insured

If the trip booking is changed

Reimbursement of the cost of changing bookings due to an insured reason

When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified

up to CHF 30 per person

In the event of a delayed start to the journey

Reimbursement of additional travel expenses and costs for unused travel services

Insured reasons

Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)

Immunisation intolerance

Breakage of prostheses

Loosening of implanted joints

Pregnancy if this occurred after the insurance was taken out

Chronic illness, in the event of an unexpected acute exacerbation

Substantial damage (from CHF 2'500) to the insured person's property

Re-employment after period of unemployment

Change of workplace

Cyclical short-time work

Notice of termination for operational reasons

Delay of public transport of at least two hours

Inability to drive the private vehicle intended for the trip due to an accident or breakdown

Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)

Unexpected summons as a witness in court

Theft of passport or identity card immediately before departure

Unexpected appointment for organ or tissue donation

Adoption of a minor child

Unexpected draft for military or community service

Divorce suit or dissolution of the cohabitation

Disaster relief provided if the insured person is a member of the fire brigade or rescue service

Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil

Trip interruption insurance

If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services

If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used

If your return trip is delayed: Reimbursement of additional travel costs

Insured reasons

Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)

Immunisation intolerance

Breakage of prostheses

Loosening of implanted joints

Pregnancy if this occurred after the insurance was taken out

Chronic illness, in the event of an unexpected acute exacerbation

Substantial damage (from CHF 2'500) to the insured person's property

Re-employment after period of unemployment

Change of workplace

Cyclical short-time work

Notice of termination for operational reasons

Delay of public transport of at least two hours

Inability to drive the private vehicle intended for the trip due to an accident or breakdown

Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)

Unexpected summons as a witness in court

Theft of passport or identity card immediately before departure

Unexpected appointment for organ or tissue donation

Adoption of a minor child

Unexpected draft for military or community service

Divorce suit or dissolution of the cohabitation

Disaster relief provided if the insured person is a member of the fire brigade or rescue service

Personal assistance

Medically indicated repatriation

Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral

Procurement and dispatch of lost medically prescribed medication

Care for minor children if they have to continue the trip on their own

Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment

Baggage collection

up to CHF 2'500

Search, rescue and recovery costs

up to CHF 10'000

Help with loss of credit and loyalty cards, travel documents and mobile phones

Repair costs and assistance in the event of a bicycle breakdown or accident

up to CHF 75

SOS message for travellers (if the insured cannot be reached)

Provision of craftsmen in the event of damage at home

Luggage insurance

Travel

Travel Premium

Maximum sum insured

CHF 1'000 for individuals / CHF 2‘000 for families

CHF 2‘000 for individuals / CHF 4‘000 for families

Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires

Loss, damage or late delivery by a transport company

Damage to luggage given in foreign custody

Costs for necessary replacement purchases if luggage is not delivered on the same day

CHF 250 for individuals / CHF 500 for families

Replacement of ID cards and visas

CHF 200

Travel health insurance

In-patient treatment in the hospital including operations that cannot be postponed

Outpatient treatment

Medicines, remedies and bandages as well as aids as a result of an accident

Pain relieving conservative dental treatments

Medical treatment of pregnancy complications

Radiation, light and other physical treatments

Accommodation of an accompanying person in the hospital with sick children

Insurance protection in the event of inability to transport beyond the end of the insurance period

Risk carrier Orion legal protection insurance

Compensation, criminal charges and victim assistance

Protection in the event of ID withdrawal

Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad

Patient rights

Property law

Legal disputes with an insurance company, health insurance company or pension fund

Did you know? Key facts about travel cancellation insurance

The entire family has been looking forward to the holiday for months and then: a sudden illness or accident forces you to cancel the trip. By taking out travel cancellation insurance, you get back the cancellation costs charged by your tour operator or carrier. Particularly if you are forced to cancel a package holiday, a cruise or long-distance flights at short notice, you are often faced with a hefty bill – travel cancellation insurance saves your travel budget and protects you from financial losses.

Take out travel cancellation insurance as part of a cost-effective package

Travel cancellation insurance gives you financial protection if something goes wrong before you embark on your trip. Small acts of carelessness can have major consequences for your travel budget during your trip, too. If you unexpectedly fall ill in countries like the US or Canada, you will often be presented with a hefty bill for medical fees and hospital costs. Replacing stolen documents or damaged luggage or becoming embroiled in a legal dispute can also very quickly result in costs running into several hundreds of Swiss francs. This is why we offer you travel cancellation insurance as part of a package comprising other key travel insurance components for your trip.

The best deal: single-trip travel insurance for business trips

Extensive protection in the form of travel insurance is not only available to tourists. People travelling on business can also fall victim to bad luck: Your new trolley case goes missing between the airport and your destination, theft leaves you without your bank cards and identity documents, or a travel warning forces you to stay in your destination for longer than you planned. If worst comes to worst, our single-trip travel insurance policy, including travel cancellation insurance, will reimburse you for the costs incurred. Calculate your premium online now in a few easy steps. Did you know?: You can book the single-trip travel cancellation insurance included in the package at any time until just before departure – also, that goes without saying, from your mobile phone or tablet.

Travel – Single-trip travel insurance

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The advantages for you

Tariff overview

At a glance – The most important benefits

Our tip: take out an annual travel insurance policy for an unlimited number of trips

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Questions and answers

Did you know? Key facts about travel cancellation insurance

Take out travel cancellation insurance as part of a cost-effective package

The best deal: single-trip travel insurance for business trips

Important documents for download

Book single-trip travel insurance directly

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Travel Premium