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  • Travel – Single-trip travel insurance

Travel – Single-trip travel insurance

Reise­rück­tritts­ver­si­che­rung
SIGT: 1st Place Customer Satisfaction Travel Insurances
SIGT: Top 3 Price-Performance Ratio Travel Insurances

Travel

  • Cancellation insurance
  • Trip interruption insurance
  • Personal assistance
  • Luggage insurance
  • Breakdown assistance
Calculate premium
From CHF
25.-*
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  • Tariff overview
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The advantages for you

Embark on your holiday or business trip safe in the knowledge that you have the best possible protection with our single-trip travel insurance, including travel cancellation insurance (cancellation insurance). The Travel worry-free package for a single trip combines all of the most important forms of travel insurance in a single product. We reimburse the cancellation costs if you cannot embark on your trip. We also assume the rebooking costs if you cancel before you embark on the trip, as well as additional costs for return travel and travel services you were unable to use because you had to interrupt a trip you have already embarked upon. The experts from our Swiss travel emergency hotline are also on hand to help if you encounter any problems. Did you know?: In the premium rate, you can also obtain health insurance for travel abroad and legal expenses travel insurance in return for a small surcharge.

* Sample premium for a trip costing up to CHF 500

For holidays or business travel

No excess

All main travel insurance in one package

Tariff overview

Travel
Recommended
Travel Premium
Cancellation insurance 
Cancel­la­tion insurance:

Reimbursement in the event of travel cancellation, rebooking, no or delayed travel and delayed departure.

Trip interruption insurance 
Trip inter­rup­tion insurance:

Reimbursement of costs if you need to cancel, interrupt or extend the trip.

Personal assistance 
Personal assis­tance:

Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment.

Luggage insurance 
Luggage insurance:

Replacement for damaged, lost or late baggage.

Travel health insurance 
Travel health insurance:

Cost sharing for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling abroad.

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Legal protection insurance 
Legal protection insurance:

Cost sharing in legal matters as a result of an accident or a rental dispute by our partner "Orion Rechtsschutz-Versicherung AG".

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Types of travel
Air, rail, bus, ship, independent travel by carAir, rail, bus, ship, independent travel by car
Scope­ of cover
GloballyGlobally
Maximum trip duration
92 days92 days
Policy­ to be taken out
When or after you book­ the trip (Insurance protection begins with payment of the premium)When or after you book­ the trip (Insurance protection begins with payment of the premium)
Refund (Cancellation and trip interruption insurance)
Depending on the travel price
(max. CHF 20,000)
Depending on the travel price
(max. CHF 20,000)
Excess
No excessNo excess
Number of trips
Single tripSingle trip
Price overview
Download PDFDownload PDF

Sample price for travel insurance

(sample premium for a trip price of up to CHF 500)

CHF 25 

Calculate premium

CHF 36 

Calculate premium

At a glance – The most important benefits

Cancellation insurance
Cancellation insurance
For non-commencement of the trip
For non-commencement of the trip
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of additional costs in the event of partial cancellation of a co-insured
Reimbursement of additional costs in the event of partial cancellation of a co-insured
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specifiedup to CHF 30 per person
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional travel expenses and costs for unused travel services
Reimbursement of additional travel expenses and costs for unused travel services
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Trip inter­rup­tion insurance
Trip inter­rup­tion insurance 
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If your return trip is delayed: Reimbursement of additional travel costs
If your return trip is delayed: Reimbursement of additional travel costs
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Personal assistance
Personal assistance
Medically indicated repatriation
Medically indicated repatriation
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Procurement and dispatch of lost medically prescribed medication
Procurement and dispatch of lost medically prescribed medication
Care for minor children if they have to continue the trip on their own
Care for minor children if they have to continue the trip on their own
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Baggage collection
Baggage collectionup to CHF 2'500
Search, rescue and recovery costs
Search, rescue and recovery costsup to CHF 10'000
Help with loss of credit and loyalty cards, travel documents and mobile phones
Help with loss of credit and loyalty cards, travel documents and mobile phones
Repair costs and assistance in the event of a bicycle breakdown or accident
Repair costs and assistance in the event of a bicycle breakdown or accidentup to CHF 75
SOS message for travellers (if the insured cannot be reached)
SOS message for travellers (if the insured cannot be reached)
Provision of craftsmen in the event of damage at home
Provision of craftsmen in the event of damage at home
Luggage insurance
Luggage insuranceTravelTravel Premium
Maximum sum insured
Maximum sum insuredCHF 1'000 for individuals / CHF 2‘000 for familiesCHF 2‘000 for individuals / CHF 4‘000 for families
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Loss, damage or late delivery by a transport company
Loss, damage or late delivery by a transport company
Damage to luggage given in foreign custody
Damage to luggage given in foreign custody
Costs for necessary replacement purchases if luggage is not delivered on the same day
Costs for necessary replacement purchases if luggage is not delivered on the same dayCHF 250 for individuals / CHF 500 for familiesCHF 250 for individuals / CHF 500 for families
Replacement of ID cards and visas
Replacement of ID cards and visasCHF 200CHF 200
Travel health insurance (included in premium tariff)
Travel health insurance
In-patient treatment in the hospital including operations that cannot be postponed
In-patient treatment in the hospital including operations that cannot be postponed
Outpatient treatment
Outpatient treatment
Medicines, remedies and bandages as well as aids as a result of an accident
Medicines, remedies and bandages as well as aids as a result of an accident
Pain relieving conservative dental treatments
Pain relieving conservative dental treatments
Medical treatment of pregnancy complications
Medical treatment of pregnancy complications
Radiation, light and other physical treatments
Radiation, light and other physical treatments
Accommodation of an accompanying person in the hospital with sick children
Accommodation of an accompanying person in the hospital with sick children
Insurance protection in the event of inability to transport beyond the end of the insurance period
Insurance protection in the event of inability to transport beyond the end of the insurance period
Legal protection insurance (included in premium tariff)

Risk carrier Orion legal protection insurance
Compensation, criminal charges and victim assistance
Compensation, criminal charges and victim assistance
Protection in the event of ID withdrawal
Protection in the event of ID withdrawal
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Patient rights
Patient rights
Property law
Property law
Legal disputes with an insurance company, health insurance company or pension fund
Legal disputes with an insurance company, health insurance company or pension fund
Jahresversicherung_Sommer
From CHF
25.-*

Our tip: take out an annual travel insurance policy for an unlimited number of trips

The worry-free package, which includes travel cancellation insurance, breakdown assistance, luggage insurance and legal expenses insurance, provides you with insurance cover for a period of one year covering an unlimited number of trips.

Find out more

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About eKomi

Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Questions and answers

How do I contact HanseMerkur International in an emergency?

Emergency hotline service

Our Swiss emergency call centre is available 24 hours a day, 365 days a year to support you in the event of an emergency during your trip. The experts provide you with advice on aspects such as choosing doctors or hospitals, or can organise repatriation. If an emergency happens during your trip, call: +41 43 550 21 21

Does the cancellation insurance cover illness with COVID-19?

Insured event

In addition to unexpected and serious illness, the cancellation insurance also covers illness with COVID-19.

Did you know? Key facts about travel cancellation insurance

The entire family has been looking forward to the holiday for months and then: a sudden illness or accident forces you to cancel the trip. By taking out travel cancellation insurance, you get back the cancellation costs charged by your tour operator or carrier. Particularly if you are forced to cancel a package holiday, a cruise or long-distance flights at short notice, you are often faced with a hefty bill – travel cancellation insurance saves your travel budget and protects you from financial losses.

Take out travel cancellation insurance as part of a cost-effective package

Travel cancellation insurance gives you financial protection if something goes wrong before you embark on your trip. Small acts of carelessness can have major consequences for your travel budget during your trip, too. If you unexpectedly fall ill in countries like the US or Canada, you will often be presented with a hefty bill for medical fees and hospital costs. Replacing stolen documents or damaged luggage or becoming embroiled in a legal dispute can also very quickly result in costs running into several hundreds of Swiss francs. This is why we offer you travel cancellation insurance as part of a package comprising other key travel insurance components for your trip. 

The best deal: single-trip travel insurance for business trips

Extensive protection in the form of travel insurance is not only available to tourists. People travelling on business can also fall victim to bad luck: Your new trolley case goes missing between the airport and your destination, theft leaves you without your bank cards and identity documents, or a travel warning forces you to stay in your destination for longer than you planned. If worst comes to worst, our single-trip travel insurance policy, including travel cancellation insurance, will reimburse you for the costs incurred. Calculate your premium online now in a few easy steps. Did you know?: You can book the single-trip travel cancellation insurance included in the package at any time until just before departure – also, that goes without saying, from your mobile phone or tablet.

Important documents for download

All important documents to save or print out at a glance:

  • Price overview (travel insurance)
  • General Conditions of Insurance – Travel
  • General Conditions of Insurance – Travel Premium
  • Fact sheet on insurance products (Travel)
  • Fact sheet on insurance products (Travel Premium)

Book single-trip travel insurance directly

Choose from the following range of convenient payment methods when you book:

Zahlungsmittel-ohne-Rechnung_CH

PURCHASE ON ACCOUNT

  • Travel
  • Travel Premium

Travel

CHF 25

(Sample premium for a trip costing up to CHF 500)

Calculate premium

Travel Premium

CHF 36

(Sample premium for a trip costing up to CHF 500)

Calculate premium

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