The advantages for you

Are you planning to visit Switzerland or expecting guests from abroad? Insurance for foreign-national visitors to Switzerland protects you against the hefty costs associated with illness or accidents. Whether they are travelling alone, with family or as a group – HanseMerkur insurance for foreign-national visitors allows visitors to enjoy a worry-free stay in Switzerland and the Schengen countries. Incidentally: the insurance for foreign-national visitors to Switzerland is an obligatory requirement for the granting of a valid Schengen visa.

Tariff overview

	Basic	Premium
Travel health insurance Travel health insurance: Participation in costs for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling in Switzerland and in the Schengen countries.
Personal assistance Personal assistance: If you become seriously ill or injured during a trip, we will organize and reimburse the costs for medical repatriation in your country of residence, for search, rescue and rescue costs and for the visit to the hospital bed for two people close to you.	-

Scope of cover	Schengen Area (excluding the insured person's country of residence)	Schengen Area (excluding the insured person's country of residence)
Maximum trip duration	185 days	185 days
Policy to be taken out	Can be taken out up to 5 days after entering Switzerland	Can be taken out up to 5 days after entering Switzerland
Age	Max. age 79 years	Max. age 79 years
Excess	200 CHF per claim in the travel health insurance*	200 CHF per claim in the travel health insurance*
Number of trips	Single trip	Single trip

Price overview	Download PDF	Download PDF
Sample price for travel insurance	CHF 41 (For individuals; Trip duration up to 5 days)	CHF 44 (For individuals; Trip duration up to 5 days)
	Calculate premium	Calculate premium

* CHF 750 deductible for people over 65 years of age

Travel health insurance

Medically necessary healing measures

Hospital stays including meals

Ambulance transport to a suitable, nearest hospital

First purchase of medical aids such as prostheses, glasses, hearing aids as a result of an accident

Pain relieving conservative dental treatments

up to CHF 3‘000

Search and rescue costs

up to CHF 5‘000

Transfer to the home country or burial abroad

Maximum sum insured for all services within the insurance period

CHF 100‘000

Deductible per insured event

CHF 200 (CHF 750 for people over 65 years of age)

Risk carrier Orion legal protection insurance

Compensation, criminal charges and victim assistance

Protection in the event of ID withdrawal

Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad

Patient rights

Property law

Legal disputes with an insurance company, health insurance company or pension fund

Did you know? Key facts on the insurance for foreign-national visitors to Switzerland

Switzerland is a popular destination for foreign-national visitors. Around 10 million foreigners visit the country every year. Non-EU citizens generally need a Schengen visa to enter the country. Insurance for foreign-national visitors to Switzerland is a prerequisite for being granted a visa. This travel insurance assumes the costs of necessary treatment – for example in hospital – or repatriation in the event of illness or an accident.

Premium insurance for foreign-national visitors: that added bit of protection

Are you expecting guests from abroad or do you want to invite a foreign visitor to stay with you? HanseMerkur offers you the required insurance for foreign-national visitors to Switzerland at attractive conditions as part of the basic rate. The premium rate gives visitors personal assistance cover in addition to medical expenses insurance. This additional insurance covers the costs if foreign-national visitors have to terminate, interrupt or extend their trip. In an emergency, our experts are on hand to help with the loss of mobile phones or credit cards, for example.