Name: Travel 365
Price: 79 CHF
Rating: 4.7 (35 reviews)

Cancellation insurance

Cancellation insurance
For non-commencement of the trip
For non-commencement of the trip
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of additional costs in the event of partial cancellation of a co-insured
Reimbursement of additional costs in the event of partial cancellation of a co-insured
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified	up to CHF 30 per person
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional travel expenses and costs for unused travel services
Reimbursement of additional travel expenses and costs for unused travel services
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil

Trip interruption insurance

Trip interruption insurance
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If your return trip is delayed: Reimbursement of additional travel costs
If your return trip is delayed: Reimbursement of additional travel costs
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service

Personal assistance

Personal assistance
Medically indicated repatriation
Medically indicated repatriation
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Procurement and dispatch of lost medically prescribed medication
Procurement and dispatch of lost medically prescribed medication
Care for minor children if they have to continue the trip on their own
Care for minor children if they have to continue the trip on their own
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Baggage collection
Baggage collection	up to CHF 2'500
Search, rescue and recovery costs
Search, rescue and recovery costs	up to CHF 10'000
Help with loss of credit and loyalty cards, travel documents and mobile phones
Help with loss of credit and loyalty cards, travel documents and mobile phones
Repair costs and assistance in the event of a bicycle breakdown or accident
Repair costs and assistance in the event of a bicycle breakdown or accident	up to CHF 75
SOS message for travellers (if the insured cannot be reached)
SOS message for travellers (if the insured cannot be reached)
Provision of craftsmen in the event of damage at home
Provision of craftsmen in the event of damage at home

Luggage insurance

Luggage insurance	Travel	Travel Premium
Maximum sum insured
Maximum sum insured	CHF 1'000 for individuals / CHF 2‘000 for families	CHF 2‘000 for individuals / CHF 4‘000 for families
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Loss, damage or late delivery by a transport company
Loss, damage or late delivery by a transport company
Damage to luggage given in foreign custody
Damage to luggage given in foreign custody
Costs for necessary replacement purchases if luggage is not delivered on the same day
Costs for necessary replacement purchases if luggage is not delivered on the same day	CHF 250 for individuals / CHF 500 for families	CHF 250 for individuals / CHF 500 for families
Replacement of ID cards and visas
Replacement of ID cards and visas	CHF 200	CHF 200

Breakdown assistance

Applies in Switzerland & Europe to trips with private motor vehicles, mobile homes and camping trailers
Breakdown assistance or towing to a nearby garage
Breakdown assistance or towing to a nearby garage
Recovery of the vehicle after an accident
Recovery of the vehicle after an accident	to CHF 2‘000
Overnight due to a breakdown or an accident
Overnight due to a breakdown or an accident	CHF 120 per night and person
Returning home due to a breakdown or an accident
Returning home due to a breakdown or an accident
Rental car due to a breakdown or an accident abroad
Rental car due to a breakdown or an accident abroad	to CHF 1‘500
Public transport and taxi costs
Public transport and taxi costs
Return transport of the vehicle to the domicile garage
Return transport of the vehicle to the domicile garage
Delivery of spare parts abroad
Delivery of spare parts abroad

Travel health insurance (included in premium tariff)

Travel health insurance
In-patient treatment in the hospital including operations that cannot be postponed
In-patient treatment in the hospital including operations that cannot be postponed
Outpatient treatment
Outpatient treatment
Medicines, remedies and bandages as well as aids as a result of an accident
Medicines, remedies and bandages as well as aids as a result of an accident
Pain relieving conservative dental treatments
Pain relieving conservative dental treatments
Medical treatment of pregnancy complications
Medical treatment of pregnancy complications
Radiation, light and other physical treatments
Radiation, light and other physical treatments
Accommodation of an accompanying person in the hospital with sick children
Accommodation of an accompanying person in the hospital with sick children
Insurance protection in the event of inability to transport beyond the end of the insurance period
Insurance protection in the event of inability to transport beyond the end of the insurance period

Legal protection insurance (included in premium tariff)

Risk carrier Orion legal protection insurance
Compensation, criminal charges and victim assistance
Compensation, criminal charges and victim assistance
Protection in the event of ID withdrawal
Protection in the event of ID withdrawal
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Patient rights
Patient rights
Property law
Property law
Legal disputes with an insurance company, health insurance company or pension fund
Legal disputes with an insurance company, health insurance company or pension fund

	Travel 365	Recommended Travel Premium 365
Cancellation insurance Cancellation insurance: Reimbursement in the event of travel cancellation, rebooking, no or delayed travel and delayed departure.
Trip interruption insurance Trip interruption insurance: Reimbursement of costs if you need to cancel, interrupt or extend the trip.
Personal assistance Personal assistance: Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment.
Luggage insurance Luggage insurance: Replacement for damaged, lost or late baggage.
Breakdown assistance Breakdown assistance: Organization and assumption of costs for breakdown assistance/towing/recovery in the event of a car breakdown or an accident
Travel health insurance Travel health insurance: Cost sharing for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling abroad.	-
Legal protection insurance Legal protection insurance: Cost sharing in legal matters as a result of an accident or a rental dispute by our partner "Orion Rechtsschutz-Versicherung AG".	-

Types of travel	Air, rail, bus, ship, independent travel by car	Air, rail, bus, ship, independent travel by car
Maximum trip duration	365 days	365 days
Policy to be taken out	When or after you book the trip (Insurance protection begins with payment of the premium)	When or after you book the trip (Insurance protection begins with payment of the premium)
Refund (Cancellation and trip interruption insurance)	Depending on the travel price (max. CHF 25'000/person or CHF 50'000/ family)	Depending on the travel price (max. CHF 50'000/person or CHF 100'000/ family)
Excess	No excess	No excess
Number of trips	for any number of trips within one year	for any number of trips within one year

Price overview	Download PDF	Download PDF
Sample price for travel insurance	from CHF 79 (up to the 29th birthday)	from CHF 139 (up to the 29th birthday)
	Calculate premium	Calculate premium

Travel 365 – Annual multi-trip travel insurance

Travel 365

The advantages for you

Tariff overview

The most important benefits – at a glance

eKomi - Client reviews

Questions and answers

Did you know? Key facts about annual travel insurance

Annual travel insurance at a glance

The safe holiday guarantee: annual travel insurance with the worry-free package

Important documents for download

Book annual policy including cancellation cover

Travel 365

Travel Premium 365