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  • Travel Camping – Camping insurance

Camping insurance – for Europe

Campingversicherung
SIGT: 1st Place Customer Satisfaction Travel Insurances
SIGT: Top 3 Price-Performance Ratio Travel Insurances

Travel Camping

  • Comprehensive cover for camping trips in Switzerland and Europe
  • Assistance in the event of a breakdown or accident
  • Attractive rates for weekend trips and short breaks
Calculate premium
From CHF
19.-*
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The advantages for you

Whether you are planning an adventure in a tent in the Swiss mountains or a backpacking trip in neighbouring countries: camping trips using your own car or mobile home are all the rage. Camping insurance – designed specifically for camping trips within Europe – gives you comprehensive cover for your holiday in the great outdoors. If worst comes to worst, we will reimburse you for the cancellation costs if you have to cancel or terminate your trip, for example. We also cover you and your fellow travellers in the event of emergencies or if your luggage is damaged during your trip.

* Sample premium for travel lasting up to seven days.

Top benefits for camping trips by car or in a mobile home

Comprehensive cover for camping trips lasting up to 31 days

Attractively priced premiums for families and individual travellers

Tariff overview

Travel Camping
Cancellation insurance 
Cancel­la­tion insurance:

Reimbursement in the event of travel cancellation, rebooking, no or delayed travel.

Trip interruption insurance 
Trip inter­rup­tion insurance:

Reimbursement of costs if you need to cancel, interrupt or extend the trip.

Personal assistance 
Personal assis­tance:

Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment.

Luggage insurance 
Luggage insurance:

Replacement for damaged or lost luggage

Breakdown assistance 
Break­down assis­tance:

Organization and assumption of costs for breakdown assistance/towing/recovery in the event of a car breakdown or an accident

Types of travel
Camping trips
Scope­ of cover
Europa
Maximum trip duration
31 days
Policy­ to be taken out
When or after you book­ the trip
Max. refund
CHF 1'000 (families CHF 2'000)
Excess
No excess
Number of trips
Single trip
Price overview
Download PDF

Sample price for travel insurance

ab CHF 19

(Trip duration up to 7 days)
Calculate premium

At a glance – The most important benefits

Cancellation insurance
Cancellation insurance
For non-commencement of the trip
For non-commencement of the trip
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of additional costs in the event of partial cancellation of a co-insured
Reimbursement of additional costs in the event of partial cancellation of a co-insured
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specifiedup to CHF 30 per person
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional travel expenses and costs for unused travel services
Reimbursement of additional travel expenses and costs for unused travel services
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Trip inter­rup­tion insurance
Trip inter­rup­tion insurance 
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used
If your return trip is delayed: Reimbursement of additional travel costs
If your return trip is delayed: Reimbursement of additional travel costs
Insured reasons
Insured reasons
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)
Immunisation intolerance
Immunisation intolerance
Breakage of prostheses
Breakage of prostheses
Loosening of implanted joints
Loosening of implanted joints
Pregnancy if this occurred after the insurance was taken out
Pregnancy if this occurred after the insurance was taken out
Chronic illness, in the event of an unexpected acute exacerbation
Chronic illness, in the event of an unexpected acute exacerbation
Substantial damage (from CHF 2'500) to the insured person's property
Substantial damage (from CHF 2'500) to the insured person's property
Re-employment after period of unemployment
Re-employment after period of unemployment
Change of workplace
Change of workplace
Cyclical short-time work
Cyclical short-time work
Notice of termination for operational reasons
Notice of termination for operational reasons
Delay of public transport of at least two hours
Delay of public transport of at least two hours
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Inability to drive the private vehicle intended for the trip due to an accident or breakdown
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)
Unexpected summons as a witness in court
Unexpected summons as a witness in court
Theft of passport or identity card immediately before departure
Theft of passport or identity card immediately before departure
Unexpected appointment for organ or tissue donation
Unexpected appointment for organ or tissue donation
Adoption of a minor child
Adoption of a minor child
Unexpected draft for military or community service
Unexpected draft for military or community service
Divorce suit or dissolution of the cohabitation
Divorce suit or dissolution of the cohabitation
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Disaster relief provided if the insured person is a member of the fire brigade or rescue service
Personal assistance
Personal assistance
Medically indicated repatriation
Medically indicated repatriation
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral
Procurement and dispatch of lost medically prescribed medication
Procurement and dispatch of lost medically prescribed medication
Care for minor children if they have to continue the trip on their own
Care for minor children if they have to continue the trip on their own
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment
Baggage collection
Baggage collectionup to CHF 2'500
Search, rescue and recovery costs
Search, rescue and recovery costsup to CHF 10'000
Help with loss of credit and loyalty cards, travel documents and mobile phones
Help with loss of credit and loyalty cards, travel documents and mobile phones
Repair costs and assistance in the event of a bicycle breakdown or accident
Repair costs and assistance in the event of a bicycle breakdown or accidentup to CHF 75
SOS message for travellers (if the insured cannot be reached)
SOS message for travellers (if the insured cannot be reached)
Provision of craftsmen in the event of damage at home
Provision of craftsmen in the event of damage at home
Luggage insurance
Luggage insuranceTravelTravel Premium
Maximum sum insured
Maximum sum insuredCHF 1'000 for individuals / CHF 2‘000 for familiesCHF 2‘000 for individuals / CHF 4‘000 for families
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires
Loss, damage or late delivery by a transport company
Loss, damage or late delivery by a transport company
Damage to luggage given in foreign custody
Damage to luggage given in foreign custody
Costs for necessary replacement purchases if luggage is not delivered on the same day
Costs for necessary replacement purchases if luggage is not delivered on the same dayCHF 250 for individuals / CHF 500 for familiesCHF 250 for individuals / CHF 500 for families
Replacement of ID cards and visas
Replacement of ID cards and visasCHF 200CHF 200
Breakdown assistance
Applies in Switzerland & Europe to trips with private motor vehicles, mobile homes and camping trailers
Breakdown assistance or towing to a nearby garage
Breakdown assistance or towing to a nearby garage
Recovery of the vehicle after an accident
Recovery of the vehicle after an accidentto CHF 2‘000
Overnight due to a breakdown or an accident
Overnight due to a breakdown or an accidentCHF 120 per night and person
Returning home due to a breakdown or an accident
Returning home due to a breakdown or an accident
Rental car due to a breakdown or an accident abroad
Rental car due to a breakdown or an accident abroadto CHF 1‘500
Public transport and taxi costs
Public transport and taxi costs
Return transport of the vehicle to the domicile garage
Return transport of the vehicle to the domicile garage
Delivery of spare parts abroad
Delivery of spare parts abroad

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Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Questions and answers

How do I contact HanseMerkur International in an emergency?

Emergency hotline service

Our Swiss emergency call centre is available 24 hours a day, 365 days a year to support you in the event of an emergency during your trip. The experts provide you with advice on aspects such as choosing doctors or hospitals, or can organise repatriation. If an emergency happens during your trip, call: +41 43 550 21 21

Are there special tariffs for families?

Special tariffs available

We offer interesting premiums for families. A family includes up to 2 adults and a maximum of 7 children up to their 21st birthday.

Does the cancellation insurance cover illness with COVID-19?

Insured event

In addition to unexpected and serious illness, the cancellation insurance also covers illness with COVID-19.

Did you know? Key facts about camping insurance

If you are planning to take a trip in your mobile home through Europe or go tenting in Switzerland, a real adventure awaits you. But as nice as it can be to travel without having to tie yourself to fixed accommodation, camping trips tend to be difficult to predict. In the event of a breakdown or an accident involving your camper van in a foreign country, you can soon incur hefty costs that can leave an additional dent in your travel budget.

Luggage stored in a mobile home or tent is also less protected against theft. If you have to terminate your camping trip prematurely due to an unexpected event – such as a serious illness like COVID-19 – additional travel costs are usually inevitable. 

With our camping insurance for Europe, you can take out cover for all eventualities on your trip. The trip interruption insurance reimburses you for the costs associated with terminating, rebooking or extending your trip. Good to know: if you need medical assistance abroad, for example because you are involved in an accident or fall ill, repatriation to Switzerland where it makes medical sense is covered as part of the personal assistance package.

Comprehensive camping cover: these vehicles are insured

Our camping trip insurance allows you to insure passenger cars and mobile homes of up to 3.5 tonnes, as well as motorbikes. Registered camping trailers and caravans are also insured. Is your vehicle no longer roadworthy as a result of a breakdown or accident? We organise roadside assistance at the location of the event and assume the towing costs where appropriate. The costs of recovering the vehicle after an accident are insured up to CHF 2,000. If you are unable to continue your trip on the same day, we will reimburse you for the overnight accommodation costs. Alternatively, if you are abroad, we can organise a rental vehicle for continued or returned home.

Optimum cover for luggage on camping trips with our camping insurance 

The benefits provided by the camping insurance policy are tailored to make them an ideal fit for camping trips within Europe. While the cancellation and trip interruption insurance covers you against unforeseeable events during your camping trip, the value of the items you take with you is insured as part of the luggage insurance included in the package. If your luggage is lost due to theft, damaged or even destroyed, for example, you will be reimbursed for the fair value. Bicycles, surfing and kite equipment are also insured as part of the travel insurance for camping trips in Europe. 

Important documents for download

All important documents to save or print out at a glance:

  • General Conditions of Insurance
  • Price overview
  • Fact sheet on insurance products

Book camping insurance directly

Choose from the following range of convenient payment methods when you book:

Zahlungsmittel-ohne-Rechnung_CH

PURCHASE ON ACCOUNT

  • Travel Camping

Travel Camping

CHF 19

(Sample premium for a trip up to 7 days)

Calculate premium

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4.8 / 5
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