The advantages for you

Whether you are planning an adventure in a tent in the Swiss mountains or a backpacking trip in neighbouring countries: camping trips using your own car or mobile home are all the rage. Camping insurance – designed specifically for camping trips within Europe – gives you comprehensive cover for your holiday in the great outdoors. If worst comes to worst, we will reimburse you for the cancellation costs if you have to cancel or terminate your trip, for example. We also cover you and your fellow travellers in the event of emergencies or if your luggage is damaged during your trip.

* Sample premium for travel lasting up to seven days.

Tariff overview

	Travel Camping
Cancellation insurance Cancellation insurance: Reimbursement in the event of travel cancellation, rebooking, no or delayed travel.
Trip interruption insurance Trip interruption insurance: Reimbursement of costs if you need to cancel, interrupt or extend the trip.
Personal assistance Personal assistance: Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment.
Luggage insurance Luggage insurance: Replacement for damaged or lost luggage
Breakdown assistance Breakdown assistance: Organization and assumption of costs for breakdown assistance/towing/recovery in the event of a car breakdown or an accident

Types of travel	Camping trips
Scope of cover	Europa
Maximum trip duration	31 days
Policy to be taken out	When or after you book the trip
Max. refund	CHF 1'000 (families CHF 2'000)
Excess	No excess
Number of trips	Single trip

Price overview	Download PDF
Sample price for travel insurance	ab CHF 19 (Trip duration up to 7 days)
	Calculate premium

Cancellation insurance

For non-commencement of the trip

Reimbursement for the contractually required cancellation costs

Reimbursement of additional costs in the event of partial cancellation of a co-insured

If the trip booking is changed

Reimbursement of the cost of changing bookings due to an insured reason

When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified

up to CHF 30 per person

In the event of a delayed start to the journey

Reimbursement of additional travel expenses and costs for unused travel services

Insured reasons

Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)

Immunisation intolerance

Breakage of prostheses

Loosening of implanted joints

Pregnancy if this occurred after the insurance was taken out

Chronic illness, in the event of an unexpected acute exacerbation

Substantial damage (from CHF 2'500) to the insured person's property

Re-employment after period of unemployment

Change of workplace

Cyclical short-time work

Notice of termination for operational reasons

Delay of public transport of at least two hours

Inability to drive the private vehicle intended for the trip due to an accident or breakdown

Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)

Unexpected summons as a witness in court

Theft of passport or identity card immediately before departure

Unexpected appointment for organ or tissue donation

Adoption of a minor child

Unexpected draft for military or community service

Divorce suit or dissolution of the cohabitation

Disaster relief provided if the insured person is a member of the fire brigade or rescue service

Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil

Trip interruption insurance

If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services

If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used

If your return trip is delayed: Reimbursement of additional travel costs

Insured reasons

Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you)

Immunisation intolerance

Breakage of prostheses

Loosening of implanted joints

Pregnancy if this occurred after the insurance was taken out

Chronic illness, in the event of an unexpected acute exacerbation

Substantial damage (from CHF 2'500) to the insured person's property

Re-employment after period of unemployment

Change of workplace

Cyclical short-time work

Notice of termination for operational reasons

Delay of public transport of at least two hours

Inability to drive the private vehicle intended for the trip due to an accident or breakdown

Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA)

Unexpected summons as a witness in court

Theft of passport or identity card immediately before departure

Unexpected appointment for organ or tissue donation

Adoption of a minor child

Unexpected draft for military or community service

Divorce suit or dissolution of the cohabitation

Disaster relief provided if the insured person is a member of the fire brigade or rescue service

Personal assistance

Medically indicated repatriation

Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral

Procurement and dispatch of lost medically prescribed medication

Care for minor children if they have to continue the trip on their own

Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment

Baggage collection

up to CHF 2'500

Search, rescue and recovery costs

up to CHF 10'000

Help with loss of credit and loyalty cards, travel documents and mobile phones

Repair costs and assistance in the event of a bicycle breakdown or accident

up to CHF 75

SOS message for travellers (if the insured cannot be reached)

Provision of craftsmen in the event of damage at home

Luggage insurance

Travel

Travel Premium

Maximum sum insured

CHF 1'000 for individuals / CHF 2‘000 for families

CHF 2‘000 for individuals / CHF 4‘000 for families

Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires

Loss, damage or late delivery by a transport company

Damage to luggage given in foreign custody

Costs for necessary replacement purchases if luggage is not delivered on the same day

CHF 250 for individuals / CHF 500 for families

Replacement of ID cards and visas

CHF 200

Applies in Switzerland & Europe to trips with private motor vehicles, mobile homes and camping trailers

Breakdown assistance or towing to a nearby garage

Recovery of the vehicle after an accident

to CHF 2‘000

Overnight due to a breakdown or an accident

CHF 120 per night and person

Returning home due to a breakdown or an accident

Rental car due to a breakdown or an accident abroad

to CHF 1‘500

Public transport and taxi costs

Return transport of the vehicle to the domicile garage

Delivery of spare parts abroad

Did you know? Key facts about camping insurance

Camping insurance

Travel Camping insurance at a glance

If you are planning to take a trip in your mobile home through Europe or go tenting in Switzerland, a real adventure awaits you. But as nice as it can be to travel without having to tie yourself to fixed accommodation, camping trips tend to be difficult to predict. In the event of a breakdown or an accident involving your camper van in a foreign country, you can soon incur hefty costs that can leave an additional dent in your travel budget.

Luggage stored in a mobile home or tent is also less protected against theft. If you have to terminate your camping trip prematurely due to an unexpected event – such as a serious illness like COVID-19 – additional travel costs are usually inevitable.

With our camping insurance for Europe, you can take out cover for all eventualities on your trip. The trip interruption insurance reimburses you for the costs associated with terminating, rebooking or extending your trip. Good to know: if you need medical assistance abroad, for example because you are involved in an accident or fall ill, repatriation to Switzerland where it makes medical sense is covered as part of the personal assistance package.

Comprehensive camping cover

Comprehensive camping cover: these vehicles are insured

Our camping trip insurance allows you to insure passenger cars and mobile homes of up to 3.5 tonnes, as well as motorbikes. Registered camping trailers and caravans are also insured. Is your vehicle no longer roadworthy as a result of a breakdown or accident? We organise roadside assistance at the location of the event and assume the towing costs where appropriate. The costs of recovering the vehicle after an accident are insured up to CHF 2,000. If you are unable to continue your trip on the same day, we will reimburse you for the overnight accommodation costs. Alternatively, if you are abroad, we can organise a rental vehicle for continued or returned home.

Cover for luggage

Optimum cover for luggage on camping trips with our camping insurance

The benefits provided by the camping insurance policy are tailored to make them an ideal fit for camping trips within Europe. While the cancellation and trip interruption insurance covers you against unforeseeable events during your camping trip, the value of the items you take with you is insured as part of the luggage insurance included in the package. If your luggage is lost due to theft, damaged or even destroyed, for example, you will be reimbursed for the fair value. Bicycles, surfing and kite equipment are also insured as part of the travel insurance for camping trips in Europe.