Have fun with your fellow club members, classmates or work colleagues – if you are travelling as a group, whether for leisure or on business, you can take out group travel insurance instead of insuring everyone separately. We have a range of packages for you and your fellow travellers to choose from, so you can all relax and enjoy your time together.
Group travel insurance – cancellation insurance and medical expenses cover
Quick access
What are the advantages of group travel insurance?
If you are travelling with at least 10 people (or six people for train journeys) to the same destination on the same date, you could get a better deal by taking out group travel insurance, regardless of whether you are going on a trip with friends, a club or another group of people. You enjoy the following advantages:
- Each person is covered individually with group travel insurance. If you take out cancellation insurance at the group rate and one person cancels their trip, this will not affect the travel plans for the rest of the group.
- Travel insurance for groups is significantly cheaper than separate travel insurance for each individual.
- One person can be in charge of everything when booking travel insurance for groups.
- There is no need to enter the name of each person in the group; you can just upload a list of insured persons on our website.
Rates comparison
| Travel Group |
Recommended
| |
|---|---|---|
Cancellation insurance
Cancellation insurance:
Reimbursement in the event of travel cancellation, rebooking, no or delayed travel and delayed departure. | ||
Trip interruption insurance
Trip interruption insurance:
Reimbursement of costs if you need to cancel, interrupt or extend the trip. | ||
Personal assistance
Personal assistance:
Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment. | – | |
Luggage insurance
Luggage insurance:
Replacement for damaged, lost or late baggage. | – | |
Medical expenses insurance (health insurance for travel abroad)
Travel health insurance:
Cost sharing for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling abroad. | – | |
Categories of travel | Travel by air, rail, bus, ship, independent travel by car | |
Scope of cover | Worldwide | |
Maximum trip duration | 92 days | |
Time of conclusion | No conclusion period | |
Reimbursement (cancellation and trip interruption insurance) | depending on trip price | depending on trip price (max. CHF 100,000) |
Maximum trip price | CHF 5,000 per person | CHF 7,500 per person |
Excess | No excess | |
Number of trips | On trip | |
Travel insurance sample price (sample premium for a total trip price for the group of CHF 5,000) | CHF 180 | CHF 270 |
| Calculate premium | Calculate premium | |
The most important benefits – at a glance
Cancellation insurance
| Cancellation insurance | |
|---|---|
| If the trip is cancelled | |
| If the trip is cancelled | |
| Reimbursement of the contractually-owed cancellation costs | |
| Reimbursement of the contractually-owed cancellation costs | |
| Reimbursement of additional costs in the event of partial cancellation by a co-insured person | |
| Reimbursement of additional costs in the event of partial cancellation by a co-insured person | |
| If the trip is rebooked | |
| If the trip is rebooked | |
| Reimbursement of rebooking costs for an insured reason | |
| Reimbursement of rebooking costs for an insured reason | |
| Reimbursement of rebooking costs up to 42 days before departure without justification | |
| Reimbursement of rebooking costs up to 42 days before departure without justification | up to CHF 30 per person |
| If the start of the trip is delayed | |
| If the start of the trip is delayed | |
| Reimbursement of additional travel costs and costs for the unused part of the trip | |
| Reimbursement of additional travel costs and costs for the unused part of the trip | |
| Insured events | |
| Insured events | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including of close persons) | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including of close persons) | |
| Intolerance to vaccinations | |
| Intolerance to vaccinations | |
| Prosthesis fracture | |
| Prosthesis fracture | |
| Loosened implanted joints | |
| Loosened implanted joints | |
| Pregnancy, if this occurred after conclusion of the insurance policy | |
| Pregnancy, if this occurred after conclusion of the insurance policy | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Damage to property (amount of damage at least CHF 2,500) | |
| Damage to property (amount of damage at least CHF 2,500) | |
| Starting an employment relationship after unemployment | |
| Starting an employment relationship after unemployment | |
| Change of job | |
| Change of job | |
| Short-time working due to the economic situation | |
| Short-time working due to the economic situation | |
| Loss of job through no fault of the insured person as a result of termination | |
| Loss of job through no fault of the insured person as a result of termination | |
| Delay of public transport of at least two hours | |
| Delay of public transport of at least two hours | |
| Inability to drive the private vehicle intended for the trip due to accident or breakdown | |
| Inability to drive the private vehicle intended for the trip due to accident or breakdown | |
| Failure to travel due to an official travel warning (for example by the Federal Department of Foreign Affairs, FDFA) | |
| Failure to travel due to an official travel warning (for example by the Federal Department of Foreign Affairs, FDFA) | |
| Unexpected summons of the insured person as a witness in court | |
| Unexpected summons of the insured person as a witness in court | |
| Theft of passport or identity card immediately before departure | |
| Theft of passport or identity card immediately before departure | |
| Unexpected appointment for organ or tissue donation | |
| Unexpected appointment for organ or tissue donation | |
| Adoption of a minor | |
| Adoption of a minor | |
| Unexpected call-up to military or civilian service | |
| Unexpected call-up to military or civilian service | |
| Divorce petition or dissolution of cohabitation | |
| Divorce petition or dissolution of cohabitation | |
| Provision of disaster relief, provided that the insured person is a member of the fire brigade or rescue services | |
| Provision of disaster relief, provided that the insured person is a member of the fire brigade or rescue services | |
| Repetition of a failed examination at a school, university or university of applied sciences, or college | |
| Repetition of a failed examination at a school, university or university of applied sciences, or college | |
Trip interruption insurance
| Trip interruption insurance | |
|---|---|
| If the trip is terminated: Assumption of additional return travel costs and pro rata reimbursement of unused travel services | |
| If the trip is terminated: Assumption of additional return travel costs and pro rata reimbursement of unused travel services | |
| If the trip is interrupted: Additional travel costs, additional costs for continuation of the trip and pro rata costs of unclaimed services | |
| If the trip is interrupted: Additional travel costs, additional costs for continuation of the trip and pro rata costs of unclaimed services | |
| If the return trip is delayed: Reimbursement of additional travel costs | |
| If the return trip is delayed: Reimbursement of additional travel costs | |
| Insured events | |
| Insured events | |
| Unexpected serious illness, serious accident, pregnancy complications or death | |
| Unexpected serious illness, serious accident, pregnancy complications or death | |
| Intolerance to vaccinations | |
| Intolerance to vaccinations | |
| Prosthesis fracture | |
| Prosthesis fracture | |
| Loosened implanted joints | |
| Loosened implanted joints | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Damage to property (amount of damage at least CHF 2,500) | |
| Damage to property (amount of damage at least CHF 2,500) | |
| Delay of public transport of at least two hours | |
| Delay of public transport of at least two hours | |
| Failure to travel due to an official travel warning (for example by the Federal Department of Foreign Affairs, FDFA) | |
| Failure to travel due to an official travel warning (for example by the Federal Department of Foreign Affairs, FDFA) | |
| Unexpected summons of the insured person as a witness in court | |
| Unexpected summons of the insured person as a witness in court | |
| Unexpected appointment for organ or tissue donation | |
| Unexpected appointment for organ or tissue donation | |
| Adoption of a minor | |
| Adoption of a minor | |
| Unexpected call-up to military or civilian service | |
| Unexpected call-up to military or civilian service | |
| Provision of disaster relief, provided that the insured person is a member of the fire brigade or rescue services | |
| Provision of disaster relief, provided that the insured person is a member of the fire brigade or rescue services | |
International health insurance (with the premium rate)
| Health insurance for travel abroad | |
|---|---|
| Inpatient hospital treatment, including operations that cannot be delayed | |
| Inpatient hospital treatment, including operations that cannot be delayed | |
| Outpatient medical treatment | |
| Outpatient medical treatment | |
| Pain-relieving conservative dental treatment | |
| Pain-relieving conservative dental treatment | |
| Medical treatment for pregnancy complications | |
| Medical treatment for pregnancy complications | |
| Necessary medical treatment for the newborn child in the case of premature birth up to and including the 36th week of pregnancy | |
| Necessary medical treatment for the newborn child in the case of premature birth up to and including the 36th week of pregnancy | |
| Medicinal products, remedies and bandages | |
| Medicinal products, remedies and bandages | |
| Treatment by state-accredited chiropractors | |
| Treatment by state-accredited chiropractors | |
| Prescribed aids as a result of an accident | |
| Prescribed aids as a result of an accident | |
| Radiation, light and other physical treatments | |
| Radiation, light and other physical treatments |
Personal assistance (with the premium rate)
| Personal assistance | |
|---|---|
| Medically reasonable return transport of the patient (repatriation) | |
| Medically reasonable return transport of the patient (repatriation) | |
| Organisation of the transfer of a deceased person and assumption of the costs of transfer or burial | |
| Organisation of the transfer of a deceased person and assumption of the costs of transfer or burial | |
| Procurement and dispatch of lost medically prescribed drugs | |
| Procurement and dispatch of lost medically prescribed drugs | |
| Care of minor children, if they would have to continue the trip alone | |
| Care of minor children, if they would have to continue the trip alone | |
| Hotel costs for additional insured persons if an insured person is delayed in returning home due to inpatient treatment | |
| Hotel costs for additional insured persons if an insured person is delayed in returning home due to inpatient treatment | |
| Baggage retrieval | |
| Baggage retrieval | up to CHF 2,500 |
| Search, rescue and recovery costs | |
| Search, rescue and recovery costs | up to CHF 10,000 |
| Assistance in case of loss of credit and debit cards, travel documents and mobile phones | |
| Assistance in case of loss of credit and debit cards, travel documents and mobile phones | |
| Repair costs and assistance in case of bicycle breakdown or accident | |
| Repair costs and assistance in case of bicycle breakdown or accident | up to CHF 75 |
| Emergency message (if the insured person cannot be reached while travelling) | |
| Emergency message (if the insured person cannot be reached while travelling) | |
| Provision of trandepeople in the event of damage at home | |
| Provision of trandepeople in the event of damage at home |
Luggage insurance (with the premium rate)
| Luggage insurance | |
|---|---|
| Maximum sum insured | |
| Maximum sum insured | CHF 2,000 per insured person |
| Current value of items carried if they are lost, damaged or destroyed, e.g. as a result of robbery, traffic accidents or fire | |
| Current value of items carried if they are lost, damaged or destroyed, e.g. as a result of robbery, traffic accidents or fire | |
| Loss, damage or late delivery by a transport company | |
| Loss, damage or late delivery by a transport company | |
| Damage to luggage given into the custody of a third party | |
| Damage to luggage given into the custody of a third party | |
| Costs for necessary replacement purchases if baggage is not delivered on the same day | |
| Costs for necessary replacement purchases if baggage is not delivered on the same day | CHF 250 per insured person |
| Recovery of identity cards and visas | |
| Recovery of identity cards and visas | CHF 200 per insured person |
Requirements: How is a group defined?
You are travelling as a group if you are travelling to the same destination on the same date. A group consists of at least 10 people and at least six people for travel by rail.
How can I get comprehensive cover for a group trip?
If you want to make sure your group trip is fully covered, we recommend Travel Group Premium. The advantage: unlike individual insurance, your group benefits from up to five different types of insurance in one package, meaning you are covered against any eventuality. In addition to medical expenses insurance (health insurance for travel abroad) and cancellation and trip interruption insurance, you will also have:
- personal assistance (a 24-hour travel emergency hotline, providing support in a range of circumstances, for example if you lose means of payment or medical repatriation)
- luggage insurance (support and replacement if your luggage is lost).
Book travel insurance for groups directly
Choose from the following range of convenient payment methods when you book:
PURCHASE ON ACCOUNT